Posts

It's been a Year

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It's been a year now (a little over) since I left my job. I had the day marked in my calendar as "Freedom Day." That was a good, good day. Now, my actual celebration of that anniversary was a little anti-climatic, but that's my own fault. I have a tendency to short-change myself on things, and that day was no different. Hopefully every year will get a little better on that front.

I really wish I had a super introspective thing to say here, a-la the Mad Fientist's First Year of Freedom Post, but I don't think I do. I'm just kind of acknowledging that I made it for a year without starving. Just to recap though, I'd say the following are insights I've had in my first year of self-employment:

1) It takes money, or cajones, to be self-employed. My first few months were extremely stressful. This was probably at least in part because I had a lot of cajones but not a lot of cash cushion. The more you have of one, the less you need of the other. In retros…

I am a Lucky Motherfucker

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I mentioned in my previous post that I was doing some contract work in Florida in an attempt to keep my payor sources diversified. I also mentioned that there was still somewhat of an unknown about what insurance would pay. Well....it's not looking so hot for me. They way the new system is set up penalizes my work style. I work quickly and efficiently and they want start and stop times for everything. That means that I get paid less than some dumbass who it takes twice as long to do the same work. Thanks, insurance!

So that has taken even more of the glow off that work. In the meantime, in a very much out of the blue fashion, my in-state contract gave everyone a HUGE raise. How huge? Um, 100%. It's a 100% raise. My former government job and their 2% cost of living increase can SUCK IT! Hells yeah. Legit, I am probably the luckiest person I know. I was once described as catching angels as they fall.

As a part of this shift, apparently they are also clearing out quite a bit of …

What I had Forgotten

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I had a super, super interesting experience last week. In addition to the all-cash practice I've been doing both locally and all over the globe, through some weird co-incidence-type-thingies, I ended up also picking up a contract doing some insurance work in another state. I like going there in a general sense because I have family and friends in that particular area, so that was cool. Also, from a logical perspective, I felt the need to diversify my payor sources. I had basically two, the travel gig and the local gig, and going and doing this contract would throw a third into the mix: insurance.

I have a couple thoughts about this.

1) I'm not a big fan of insurance. I don't love having it in a lot of ways, and I'm less of a fan getting paid by it. It was worse than usual because they changed our CPT codes this year (for anyone not in the health industry, this is the five digit code that's supposed to describe what we did in a standardized fashion, presumably so t…

A Revelation Today

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This is gonna get a little deep. Grab a coffee and a blankey and get comfortable.

I mentioned back in my post about the evils of social media that I had a little anxiety when I left my day job. I'm not sure exactly when that subsided, but it did. In fact, I had a glorious few months.

Now it's December, and the shit has somewhat hit the fan. To be fair, I feel like this isn't really my "fault" because I have one client I've done over $3,000 of work for that hasn't paid me in a timely fashion. It became overdue, like, today. Fuckers. If I had that in my bank account right now, I'd probably be a little more comfortable. (Yes, I have sent them a pointed e-mail telling them my contract says they have 28 days to pay me and it's now 30, and I therefore expect a check this week. Fuckers.) Regardless, I noticed I am back to that initial May level of anxiety about things, which to me tells me I over-extended myself slightly.

Again, not my fault. I had some…

The Shifting of Wants

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I mentioned - maybe in the last post? - that I used to want to do real estate to get out of my job but now that's shifting. I found myself without a boss, kinda doing things I liked to do. I forgot about that, the part that kept me in grad school and additional training for, oh, seven years. (Actually 9 with the freestanding masters, but I digress.) I found myself more bothered by my real estate stuff. I had owner financed one of my duplii (the plural of duplex? Duplexes?) to a nice young man who did a fantastic job with it - this was about a month before I actually left my job, I think right around the same time I gave notice. I had previously owner financed a house to a lovely Mexican family. Both of these proved to be excellent decisions. I really liked the stability of the income without the fluctuation of the repairs/maintenance/cap ex. And I shouldn't be hearing about any of those, I should only be talking to anyone if a payment is late. So...I sold more. I sold another…

The Pressures of Social Media

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I am not a huge fan of social media. I have went off it completely at several points in my life. At this point, I'm on it mostly to advertise my houses. It's been interesting though, I do engage with it since I feel like I may as well use it for something in between.

When I left my job, I think a lot of people assumed I had hit FI. That's not true. I just couldn't continue to, as the famous quote says, "lead a life of silent desperation" any longer. I'm completely thrilled I left. Got a lot of support. All good.

Now I'm on my first travel assignment since leaving. I'm in the middle of nowhere, because I'm up for an adventure. There is really nothing to do or see here. I had a 50% no-show rate on my first day because I'm in the middle of nowhere - there is no economy here, so I think a number of my evaluees were not gotten ahold of because they don't have phones. It's a "desolate" place, as one of the locals called it - s…

The Impermanence of Stuff

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I went home to Ohio for a few days to be with my family and help go through my grandma's things. Let me say now, I love my grandma dearly. VERY dearly. But all of her stuff is not her. And as one of my aunts put it, fairly kindly, if my grandparents had a smaller house, it would have been a hoarder house.

It is filled. Filled. FILLED. To the brim with things. To some extent, this is pretty cool, because it's a time capsule. She has things that none of us even know what they are. For example, what appears to be a wedding band. But it's not hers. I suggested that maybe it was her mother's or grandmothers. No one actually knows. It sits on the dresser still. It freaks me out a little, because it makes me wonder how important that was to her, and what will happen to the jewelry of hers I inherited when I die. Will it sit on the dresser and no one will know whose it was? That's a very sad thought.

That does, however, bring me to the impermanence of stuff. It can be the…